A trusted strategic partner helping banks and financial institutions manage NPAs, recover outstanding dues, and execute lawful recovery mechanisms — under the SARFAESI Act, 2002.
While its operational roots trace back to 2009, JK Asset Recovery & Management Pvt. Ltd. was formally incorporated under the Companies Act in February 2015. The company has built its presence in Jammu & Kashmir while expanding operations across Chandigarh, Delhi, Punjab, Haryana and other regions of India.
A reliable strategic partner for financial institutions in managing stressed assets, reducing NPAs, and strengthening financial stability through lawful, structured, and professional recovery mechanisms.
A specialized A–Z consultancy agency covering recovery of bad debts, fraud recovery assistance, asset & income tracing, court decree execution, follow-up services, law-enforcement liaison and litigation support.
From consultative NPA management to SARFAESI enforcement, field investigation and litigation support — a single specialized partner across the recovery lifecycle.
End-to-end recovery of secured and unsecured dues on behalf of banks and financial institutions.
Commercial and consumer debt collection through a polite, persuasive and persistent approach.
One-off debt recovery and receivable management services tailored to each client.
Diligent management and optimal recovery of Non-Performing Assets under SARFAESI, 2002.
Structured resolution of stressed accounts across retail, MSME, corporate and agri portfolios.
Case-specific recovery strategy design, from risk profiling through closure reporting.
Recovery conducted within RBI guidelines, banking codes and SARFAESI compliance.
Legal Process Outsourcing — notices, summons, warrants and court decree execution support.
Section 13(2) & 13(4) proceedings, possession actions and DM/SDM/CMM assistance.
Public auction, private treaty and third-party treaty sale of secured assets.
Skip tracing, borrower verification, address confirmation and occupancy verification.
Locating hidden movable and immovable assets and sources of income of defaulters.
Managing entire arbitral proceedings from delinquency to award.
Liaison with law-enforcement agencies and end-to-end litigation assistance.
Portfolio-specific recovery solutions spanning retail, MSME, corporate, agri, education, personal and secured loan categories.
Structured enforcement across SARFAESI Act proceedings, awards and decree execution — all conducted through due legal procedure.
Initiate and file for enforcement of final awards.
Borrower / co-borrowers / guarantors and their movable & immovable properties.
Structured negotiation with borrower for resolution.
Legally attach properties through appropriate authority.
Complete process of sale execution.
Taking all possible steps for the recovery.
Notices are developed according to the ageing of the delinquency.
While many firms move rapidly towards courts and legal recourse, we employ a careful and measured approach — not tied to a single method, and flexible in our collection methods.
Our services benefit organizations of all types — a discreet or assertive strategy, tailored to your specific relationship with the debtor.
Every recovery is conducted strictly within the framework of Indian laws, RBI regulations, banking norms and ethical recovery standards.
JK Asset Recovery and Management Pvt. Ltd. declare that all operations are conducted strictly within the framework of Indian laws, RBI regulations, banking norms, and ethical recovery standards. The company is committed to lawful enforcement, borrower dignity, and institutional integrity.
Institutions for which JK Asset Recovery & Management Pvt. Ltd. has been empaneled with, or provided recovery services to.
Speak with our team about diligent, lawful and structured recovery for your institution.
Reach out to discuss a recovery mandate, empanelment, or any query related to our services.
Central M.A Road
Srinagar – 190001, Jammu & Kashmir
Chandigarh, Mohali, Delhi, Thane, Mumbai, Kolkata